The financial market instability

As this is being written, turmoil continues on stock markets around the globe.

We cannot predict what will happen next, but recent changes within the asset allocation of your portfolio (specifically, an increase in the proportion of Fixed Interest investments) have improved its stability.

The Fixed Interest portion consists of UK Government Index Linked Gilts, which are issued by the Government as a method of raising funds for the economy. We have selected Index Linked Gilts as they are linked to inflation, which means they will increase in value should inflation continue to rise.

This means, as well as generating interest on your investment, that your original capital will keep place with inflation… and thereby retain its purchasing power.

Dependant upon your particular attitude to risk, we will continue to provide exposure to international equity markets. This ensures that, once the current crisis begins to subside, you are well placed to take advantage of any upturn. We are currently preparing our next quarterly review of your portfolio and will advise on our recommendations shortly.

Meanwhile, we appreciate that current media reports may give rise to serious concern and would remind you that we are only a phone call away, should you wish to discuss any aspect of your finances.

Finally, we thought you might like to know that Argyle are presently testing some exciting new software which will, should it prove successful, enable us to provide the most advanced retirement planning process we have seen to date. Watch this space for further news!