Welcome to the November issue of our newsletter keeping you up to date with investment matters. We hope you find it interesting.
You can contact us at advice@argylefinancialgroup.co.uk

This year we will be making a donation to the "Children in Need" appeal rather than send cards. We like this particular charity because all of the money raised goes to the worthy causes with no deductions at all.

From time to time certain of your investments will pay a dividend or will rebate some fees to you and this will appear as cash on your portfolio. It is from this cash that the Transact and Argyle portfolio charges will be debited. We will normally maintain approximately 1% of a portfolio in cash so that these charges can be met without disturbing your investments. Where we see a surplus in the cash element of your portfolio we will invest this in line with your current Asset allocation.

The reconstruction of our website is almost complete. You will be able to see a detailed account of how we go about the process of looking after your money. A separate bulletin will tell you as soon as the new site is “live”.

We are delighted to be able to tell you that we now have over 450 clients using our Wrap service with almost £40 million within their portfolios. The annual review process is working well and we have now adjusted all of your portfolios at least once to reflect not only your current attitude to risk but also your personal investment objectives.

Thank you for taking the trouble to give us your comments – they are very useful and help us to improve our service to you.