2007 has been another rollercoaster year... we have seen a new Prime Minister (perhaps beginning to wish he was back in his old job?), thousands fleeing the flood waters in Tewkesbury, many more thousands queuing to withdraw their savings from the "Rock"... and Liverpool losing the Champions League Final in Athens. Will 2008 be as eventful we wonder? Probably!

As always, if we can be of assistance in matters financial, do not hesitate to contact us. During the Christmas holidays our office will be open on Christmas Eve, the 27th - 28th and on New Years Eve. Don't forget, you can access your portfolio online at any time, although please note there are no updates on Christmas or Boxing Day.

For many, New Year is a time for taking positive action and plans are made for the year ahead... there can be lots to think about. So, if you (or a member of your family) wish to establish a greater understanding of your current financial situation, then please do not hesitate to contact us.

We thought we might conclude 2007 on a lighter note and share with you the following thoughts:

• Why is lemon juice made with artificial flavour, whilst dishwashing liquid is made with real lemons?
• Why isn't there a mouse flavoured cat food?
• Why do we leave cars worth thousands of pounds in the drive and put all of our junk in the garage?
• Why don't sheep shrink when it rains?

Rather than sending cards this Christmas we have donated a sum of money to Children in Crisis. Therefore, from everyone at Argyle, we would like to wish you and your family a Happy Christmas and a Prosperous New Year.