January 2012

More pension changes on the horizon

As we move into 2012 the Government is striving to make changes to many items of State expenditure, in their efforts to re-position UK plc as financially 'fit for purpose'.

One change likely to affect many clients is that, from 6th April, the Government is removing the option to contract-out of the State Second Pension (S2P) and changing how existing Protected Rights (the money which has already gone into your pension as a result of contracting-out) is treated.

Many of you who are either still working or have yet to drawdown your pension will be affected by this change and we therefore suggest that now is a very good time to review your individual pension arrangements… to see how you will be affected, whilst checking your retirement plans are still broadly on track.

Please get in touch and we will talk you through the changes and their impact on you personally.

How 2 Get Hired – prepare for the job you really want

At your next job interview, ask for a glass of water rather than a cup of coffee or tea. This intriguing line is at the heart of a new service being launched by Malcolm Leith, a long-standing client of Argyle.

	At your next job interview – always ask for a glass of water* Looking for your first job after college or university? Returning to work after a career break? Or simply wanting to move on and get your next promotion or new job? The how 2 get hired resources are just what you are looking for and they are FREE! h2gh Interview and CV Preparation Guides are available now to download from: www.how2gethired.co.uk Create a stand-out CV using the CV templates and example CVs Go to interviews with confidence using the interview preparation toolkit Create your 30 second sound-bites (your unique key messages) Make a great impression so you get that vital job offer For more information about how 2 get hired contact Malcolm Leith: Call : 07796 692370 Email : h2gh.contact@gmail.com * Always ask for a glass of water. Why? Coffee or tea often comes in a cup and saucer. If you are at all nervous during the interview, the cup may rattle on the saucer – a glass of water doesn't. Also, spilt coffee or tea makes a lot of mess, water doesn't. And if you are asked a really awkward question and you need some time to think, you can reach for the water, take a long sip and give yourself a few vital extra moments to think of a great answer.